Built for smaller teams who need great receipt scanning without enterprise overhead.
Fyle (now Sage Expense Management) starts at $11.99 per user per month with a 5-user minimum. For a 5-person team, that is roughly $720 per year before you add any extras. SparkReceipt is $10.75/month, billed annually ($129.00/year), with no add-on fees, no enterprise overhead, and all the features small teams actually need: AI receipt scanning, automatic email receipt fetching, bank statement matching, QuickBooks and Xero sync, multi-currency support, and the ability to invite your accountant whenever you need them.
Business Owners in 175 Countries Trust SparkReceipt
See the real differences side by side.
| Fyle | SparkReceipt | |
|---|---|---|
| Pricing | Starts at $11.99/user/month on Growth plan (annual billing) | $10.75/month, billed annually ($129.00/year) |
| User minimums | Minimum 5 users on Growth, 10 users on Business | 1 user included, $1.00 a month per extra user |
| Free tier | No free tier | 7-day free trial included |
| Multi-currency | Multi-currency only on Business plan ($14.99/user/month) | 190 currencies with live exchange rates |
| Accountant access | Accountants billed as active users | Invite your accountant at any time, free |
| Integrations | QuickBooks Desktop integration has additional fee | QuickBooks Online and Xero integration included |
| Enterprise | Enterprise plan requires 250+ employees and custom quote | Transparent published pricing |
| Target audience | Built for mid-market companies with dedicated finance teams | Purpose-built for small teams |
| Add-on fees | Add-on fees for SSO, premium support, some integrations | No surprise add-on fees |
| Product direction | Rebranded to Sage Expense Management after Sage acquisition | Focused, independent product with predictable roadmap |
Fyle is a capable expense management platform — but it was built for mid-market companies with dedicated finance teams. SparkReceipt was built for small teams who want powerful features without the enterprise overhead. Running a team of five to twenty without a finance department? SparkReceipt for growing teams is the version of expense management built for that size: every employee snaps receipts, one shared feed, no approval chains.
Price that matches the segment. With SparkReceipt, a 5-person team on Elite pays $177.00 a year, billed annually, against Fyle's ~$720/year. You get the same core features at a fraction of the cost.
Includes 1 user, add more as you hire. SparkReceipt includes 1 user in every plan. Each extra user is $1.00 a month, or $12 a year on annual billing. Fyle requires a minimum of 5 users on the Growth plan and 10 users on Business. See example team prices.
Truly global by default — SparkReceipt supports 190 currencies with live exchange rates and reads receipts in nearly any language. Fyle locks multi-currency support behind its Business tier at $14.99/user/month.
Invite your accountant any time. Add your accountant to your SparkReceipt account whenever you need them, free. Fyle bills accountants as full-price active users.
Focus on the essentials. AI scanning, email receipt fetching, bank statement matching, expense reports, and QuickBooks/Xero sync. Everything a small team needs, nothing it doesn't.
Multi-currency on every plan, not just the top tier.
Start Free Trial| Feature | Fyle | SparkReceipt |
|---|---|---|
| Starting price | $11.99/user/month (Growth, annual billing) | $5.75/month, billed annually ($69.00/year) |
| User minimums | 5 users minimum on Growth, 10 on Business | Includes 1 user, $1.00 a month per extra user, no forced minimums |
| AI receipt scanning | AI-powered receipt scanning with real-time data extraction | Scan receipts in seconds with built-in AI — instant and automatic |
| Automatic email receipts | Automatic email receipt forwarding and parsing | Automatic email receipt fetching from Gmail and IMAP inboxes |
| Bank statement extraction | Not a core feature — focused on real-time card feeds | Upload any bank statement — AI extracts and matches transactions |
| Multi-currency | Available on Business plan ($14.99/user/month) only | 190 currencies with live exchange rates included in every plan |
| Multi-language OCR | Supports multiple languages for receipt scanning | Reads receipts in virtually any language |
| Accountant access | Accountants billed as full-price active users | Invite your accountant at any time, free |
| Approval workflow | Multi-level approval workflows with policy enforcement | Document review statuses (Pending, Needs Attention, Reviewed), no approval chain |
| ACH reimbursement | Built-in ACH direct deposit reimbursement | Not in-platform — track and reimburse via your existing process |
| Corporate card feeds | Real-time direct card feeds from Visa, Mastercard, Amex | Bank statement extraction (direct card feeds on roadmap) |
| QuickBooks Online integration | QuickBooks Online integration included | QuickBooks Online integration included |
| Xero integration | Xero integration included | Xero integration included |
| NetSuite and Sage Intacct | NetSuite and Sage Intacct integrations available | Not available — focused on QuickBooks and Xero |
| Pricing transparency | Published pricing for Growth and Business, custom quote for Enterprise | Transparent published pricing for all plans |
| Add-on fees | Additional fees for SSO, premium support, some integrations | No surprise add-on fees |
| Free trial | No free trial | 7-day free trial with all features |
| SSO and SAML | Available as paid add-on | Not available |
| Best fit for | Mid-market companies (25–500 users) with dedicated finance teams | Small teams, freelancers, and businesses using QuickBooks or Xero |
See which one fits, on your own receipts.
Start Free TrialThis comparison is based on publicly available information from Fyle (Sage Expense Management) as of September 2026. Features, pricing, and details may change over time. SparkReceipt is not affiliated with or endorsed by Fyle or Sage.
Your first user is included. Each extra user: $1.00/month, billed $12 annually.
Your accountant joins free
For side hustles.
Total for 1 user · $69.00 billed annually
+ VAT/GST where applicable
Get Started7-day free trial
50 documents / month
For receipts and invoices
For small businesses with 1 to 40 people.
Total for 1 user · $129.00 billed annually
+ VAT/GST where applicable
Get Started7-day free trial
Unlimited documents*
Everything in Pro, plus:
Joel Ojala, co-founder, sets up SparkReceipt with you, tailored to how you work.
+ Elite for 1 user: $10.75/mo, billed annually
$529.00 today, then $129.00 a year
+ VAT/GST where applicable
Get set up with JoelAnnual plan only · No free trial
Everything in Elite
Plus a 60-minute session with Joel and one follow-up. In the session:
Unlimited linked accounts on every plan.
Unlimited document scanning on Elite is subject to fair use. Bank statement extraction uses monthly renewable credits. Historical email imports include a free allowance; larger imports use credits, with the cost shown before you start.
“Excellent software to manage income and expenses, and have the relevant info at your fingertips at any given time.”
Melvin Hoods
MJD Brokers · South Africa
“SparkReceipt takes care of the busy work, allowing me to quickly save receipts and create expense reports.”
Tim Heller
HellerWeather · United States
“Thanks to you, I'm actually looking forward to my year end FOR THE FIRST TIME EVER, when I can surprise my accountant with my completed accounts with a week or so off the end of the year!”
Abigail Dombey
Net Zero Associates Ltd · United Kingdom
Join 38,283 businesses that chose SparkReceipt — 4,620,044 receipts processed and counting.
Start Free TrialFyle starts at $11.99/user/month with a 5-user minimum, which comes to roughly $720/year for a 5-person team. SparkReceipt Elite is $129.00/year and includes 1 user, and each extra user is $12 a year. A 5-person team pays $177.00 a year, less than half of what Fyle charges.
Not an approval chain. SparkReceipt marks documents Pending, Needs Attention or Reviewed, so the owner can work through what needs checking. There is no submit-and-approve step and no multi-stage approval.
SparkReceipt does not offer in-platform ACH reimbursement. You can track expenses and reimburse team members through your existing banking or payroll process. Fyle offers built-in ACH direct deposit if that is a requirement for your team.
Yes. SparkReceipt integrates directly with QuickBooks Online and Xero. FreshBooks and Zoho integrations are on the roadmap. If you need NetSuite or Sage Intacct, Fyle is a better fit today.
Yes. Export your receipts and expense data from Fyle as CSV or Excel files, then upload them to SparkReceipt in batch. SparkReceipt's AI will automatically scan, extract data, and categorize everything.
Yes. SparkReceipt was purpose-built for small teams. Every plan includes 1 user, each extra user is $1.00 a month, there are no forced user minimums, and pricing is simple and transparent. You get AI receipt scanning, email receipt fetching, bank statement matching, expense reports, and accounting integrations without enterprise overhead.
Fyle offers real-time direct card feeds from Visa, Mastercard, and American Express today. SparkReceipt currently supports bank statement extraction for transaction matching, with direct card feeds on the roadmap.
