Our blog is where we share tips, guides, and insights to help freelancers and small business owners manage expenses, stay tax-ready, and grow their business.
For 2026 the IRS caps a SEP IRA at $72,000, but a self-employed person's real limit is 20% of net earnings, not 25% of pay. This guide walks the Schedule C arithmetic and sets the 2026 SEP and Solo 401(k) limits side by side.
SparkReceipt now runs an MCP server, so you can connect your own AI tool — Claude Code, Claude Desktop, Cursor, or any MCP client — directly to your account. It acts as you, within your permissions, and runs the same actions that power SparkAgent, plus one to upload documents for scanning.
